What is the Motability Scheme and how does it work?
The Motability Scheme is a leasing package that supports disabled drivers, as well as their carers and families. The Scheme allows you to exchange all or part of your mobility allowance to lease a brand-new car. The leasing package includes servicing, tax, and insurance, as well as many specialist adaptations at no extra cost.
Who qualifies for Motability?
You could qualify for a car on the Motability Scheme if you:
- Have a physical or cognitive disability which affects your mobility
- Receive a higher rate mobility allowance or Personal Independence Payment (PIP)
Which type of Motability vehicle suits me best?
This will depend on your personal needs. At Bristol Street Motors, we have a wide range of Motability cars to choose from. Whether you’re looking for a hatchback, SUV, petrol, or electric car – we can help you find the vehicle that best suits you. If you require any adaptations to your car, speak to our Motability specialists who can arrange this for you.
How much is the mobility allowance per week?
The weekly mobility allowance will depend on your personal circumstances. We’ve broken down the different payment types below.
- Higher rate Motability part of Personal Independence Payment (PIP) - £71
- Higher rate Motability part of Disability Living Allowance (DLA) - if you're claiming for a child under 16 - £71
- Armed Forces Independence Payment (AFIP) - £71
- War Pensioners' Mobility Supplement - £79.25
How do I pay for Motability?
The Department for Work and Pensions will pay your lease payments directly to the vehicle finance company. If you choose a car with an Advance Payment, you will need to pay this to the dealership via bank transfer, debit or credit card.
How do I get my Motability vehicle?
Leasing a car on the Motability Scheme is easy. You can view our range of Motability cars online or visit your local dealership. After you’ve found your perfect car, we’ll take care of all the paperwork so all you need to do is get excited about collecting your new car.
Are Motability cars free?
To lease a Motability car, you can exchange part or all of your mobility allowance. While many cars have no Advance Payment, some higher spec cars do. However, if you are new to the Scheme, you could qualify for a New Vehicle Payment to help with the cost of your Advance Payment.
What happens after three years with a Motability car?
If you decide to lease a Motability car for three years, at the end of the agreement you simply hand the vehicle back. You can then lease a new car on the Scheme.
How many miles can I drive?
During your three-year lease, you’ll have an allowance of 60,000 miles or 100,000 miles for five-year leases. If you exceed the set mileage, you will be charged 5p per mile.
How much do you get back when you hand in your Motability car?
When you return your Motability car at the end of your lease, you could be eligible for a Good Condition Payment (GCP) if there is no serious damage. The bonus is up to £250 for three-year leases and up to £350 for five-year leases.
Can anyone use my Motability car?
You can insure up to three named drivers on your Motability car. This means that if you are unable to drive, the car can be driven by a family member, friend, or carer. To be added as a named driver, they must meet criteria set out by Direct Line Motability (DLM), the insurance provider for Motability cars.
Can I buy my Motability car after three years?
Unfortunately, there is currently no option to buy your Motability car outright at the end of your lease. But you can lease another car and continue to enjoy the great benefits of the Motability Scheme.
What is PIP in Motability?
Personal Independence Payment (PIP) is a benefit for people with a long-term illness or disability. The payment is usually paid every four weeks and the amount you get will depend on how difficult it is for you to carry out daily mobility tasks.